Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the website located at https://vargstone.com/ (the "Site"), operated by Vargstone ("we," "our," or "us"), a business registered in Ontario, Canada.

By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, you must discontinue use of the Site.

1. Use of Website

You agree to use this Site only for lawful purposes. You may not:

  • Violate any applicable laws or regulations
  • Attempt unauthorized access to the Site
  • Interfere with Site security or functionality
  • Use the Site in a way that may damage our operations or reputation

We reserve the right to suspend or terminate access for violations.

2. No Professional Advice / No Client Relationship

The information provided on this Site is for general informational purposes only.

Nothing on this Site constitutes:

  • Legal advice
  • Tax advice
  • Investment advice
  • Financial advisory services

Viewing this Site or contacting us does not create a client relationship.

A professional relationship is only formed through a signed written agreement outlining the scope of services.

3. Engagement Terms Control

All bookkeeping and consulting services are governed by a separate written service agreement.

If there is any conflict between these Terms and a signed agreement, the signed agreement will control.

4. Intellectual Property

All Site content, including text, branding, logos, layout, graphics, and materials, is owned by Vargstone and protected under Canadian and international intellectual property laws.

You may not reproduce, distribute, modify, or exploit any content without prior written consent.

5. Website Disclaimer

While we aim to ensure information is accurate and current, we make no warranties or representations regarding:

  • Accuracy
  • Completeness
  • Timeliness
  • Suitability for a particular purpose

Your use of the Site is at your own risk.

6. Limitation of Liability

To the fullest extent permitted by law:

Vargstone shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to:

  • Loss of profits
  • Loss of revenue
  • Loss of business opportunity
  • Loss of data
  • Financial loss

arising out of or related to:

  • Use of the Site
  • Inability to access the Site
  • Reliance on Site information
  • Website interruptions or errors

7. Professional Liability Cap

To the maximum extent permitted by applicable law, any liability arising from use of this Site shall be limited to:

CAD $100

This limitation applies regardless of the nature of the claim, including contract, negligence, or other legal theory.

(Some jurisdictions do not allow certain limitations — in such cases, liability will be limited to the maximum extent permitted by law.)

8. No Reliance Clause

You acknowledge that any reliance on information provided on this Site is done at your own risk.

We are not responsible for decisions made based on general informational content.

9. Indemnification

You agree to indemnify, defend, and hold harmless Vargstone from any claims, damages, liabilities, losses, or expenses arising from:

  • Your misuse of the Site
  • Your violation of these Terms
  • Your infringement of third-party rights

10. Confidentiality of Communications

Email and website communications may not be secure.

Do not transmit sensitive financial or confidential information until a formal client relationship and secure communication method are established.

11. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for:

  • Their content
  • Their policies
  • Their security

Accessing third-party websites is done at your own risk.

12. Force Majeure

We shall not be liable for failure or delay in performance due to causes beyond our reasonable control, including but not limited to:

  • Natural disasters
  • Government actions
  • Cyberattacks
  • Power failures
  • Internet service disruptions
  • Pandemics

13. Governing Law

These Terms shall be governed by and construed in accordance with:

  • The laws of the Province of Ontario, Canada
  • The federal laws of Canada applicable therein

You agree that any disputes shall be subject to the exclusive jurisdiction of the courts located in Ontario, Canada.

14. Dispute Resolution

Before initiating formal legal proceedings, the parties agree to attempt to resolve disputes through good-faith negotiation.

If a dispute cannot be resolved informally, it shall be submitted to the courts of Ontario, Canada.

15. Cross-Border Users (U.S. Clients)

If you access this Site from the United States or another jurisdiction, you are responsible for compliance with local laws.

Use of this Site does not establish jurisdiction outside Ontario, Canada, except where required by mandatory law.

16. Privacy

Your use of this Site is also governed by our Privacy Policy.

17. Changes to These Terms

We reserve the right to update these Terms at any time. Updates will be posted with a revised effective date.

Continued use of the Site constitutes acceptance of revised Terms.

18. Contact Information

For questions regarding these Terms:

Email: info@vargstone.com

Business Location: Toronto, Ontario, Canada

Website: https://vargstone.com/